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$395,000
New Listing

323 TERRA CEIA DRIVE
PALMETTO, FL 34221

For Sale|Manufactured Home|Active
2
Beds
2
Total Baths
2
Full Baths
1,012
SqFt
$390
/SqFt
1980
Built
Subdivision:
TROPIC ISLES CO-OP
County:
Manatee
323 TERRA CEIA DRIVE323 TERRA CEIA DRIVE323 TERRA CEIA DRIVE323 TERRA CEIA DRIVE
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WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.

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Listing Snapshot
Price 
$395,000
Days On Site 
0 Days
Bedrooms 
2
Inside Area (SqFt) 
1,012 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.08 Acres
Year Built 
1980
MLS® Number 
A4684681
Status 
Active
Property Tax 
$3,605
HOA/Condo/Coop Fees 
$338 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
7 hours agoListing updated with changes from the MLS®
8 hours agoListing first seen on site
General Features
Acres 
0.08
Carport 
2
Direction Faces 
Northwest
Foundation 
Other
Levels 
One
Pets 
Yes
Property Sub Type 
Manufactured Home
Sewer 
Public Sewer
SqFt Total 
1540
Water Source 
Public
Zoning 
MHP1
Interior Features
Appliances 
DishwasherDryerMicrowaveRangeRefrigeratorWasher
Cooling 
Central Air
Flooring 
Carpet
Furnished 
Furnished
Heating 
Central
Interior 
OtherWalk-In Closet(s)
Laundry Features 
Laundry Room
Bedroom 2 
Dimensions - 9x11.1Level - First
Dining Room 
Dimensions - 12.4x11.3Level - First
Kitchen 
Dimensions - 14.5x11.3Level - First
Living Room 
Dimensions - 24x11Level - First
Master Bedroom 
Dimensions - 14.1x11Level - First
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Exterior Features
Construction Details 
Frame
Exterior 
OtherDock
Lot Features 
Waterfront
Roof 
Shingle
View 
CanalWater
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
CanalWater
Community Features
Association Amenities 
ClubhouseMaintenance
Association Dues 
338
Community Features 
ClubhouseFitness CenterPool
Financing Terms Available 
CashConventionalFHAVA Loan
HOA Fee Frequency 
Monthly
MLS Area 
34221 - Palmetto/Rubonia
Roads 
Concrete
Senior Community 
Yes
Township 
34
Schools
School District
Unknown
Elementary School
Palmetto Elementary-MN
Middle School
Lincoln Middle
High School
Palmetto High
Listing courtesy of EXP REALTY, LLC (941) 253-3003



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-03-03 10:22 PM EST

Neighborhood & Commute
Source: Walkscore
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